Retirement Planning

The maximum UK State Pension is currently approximately a third of the UK average annual income for full time employees and it is highly likely this ratio will continue to deteriorate in the years ahead as a direct result of our ageing population.

The State Retirement age is on the way up, people are working longer, but we can still look forward to a longer time not working than our parents and grandparents. However, unless we start taking more responsibility for our own quality of life when we do finally give up work, many of us will have a bleak financial future ahead.

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